How to File Your Taxes as Newlyweds

You’ve just gotten married. Life is wonderful. Perhaps your honeymoon involved climbing glaciers in Iceland or maybe you went island hopping in the Philippines, and now you’re just settling into life as newlyweds. Things start to simmer, you find your rhythm, and you’ve accomplished what many people consider to be the ultimate success; creating a family.

Now that your first year together is ending, the tax season is upon you. You’ve heard that people sometimes get married simply for ‘tax purposes’ and you’re wondering exactly what those are, or what the process is like when you’re just married. Wonder no more, lovebirds—we’ll answer those questions below.

How to file your taxes as newlyweds

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Things to consider about Binary options

When looking at the topic of Binary options, you will want to make sure that you keep a few things in mind before you commit to this form of trading. Having all of the needed information beforehand will be very important especially if you are a first-time investor. Taking this topic seriously is something that you need to make sure that you do in order to get the best results and not lose a lot of money in the process. Binary options trading is a very popular method for people to use in their day to day trading as opposed to other typical forms of trading.

binary options

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I won’t make the money mistake my father made

Since last Sunday was Father’s Day, I just want to share what I learned from my father or from his mistake on how he handled his money. Papa was a seafarer, he was the main man in the engine department. With his position, a lot of our relatives and family friends thought that we have a lot of money. Sure, Papa and Nanay have acquired some properties in the province, jewelries, and have some money in the bank. But are these enough to support them throughout their retirement?

Unfortunately not. The interest in the bank is very small that when you factor in inflation, lugi ka pa. I can’t blame my father though because a lot of their investments were just simply offered to them by relatives and friends. They bought them out of goodwill and pakikisama not thinking of the market value in the future.

Philam funds

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Load up and get up to Php 200 GrabPay credits

We always use Grab or Uber once a week when it’s coding or when I go to events. I book with Uber or Grab, whichever gives the lowest rate. But here’s one good deal from Grab. Load up your GrabPay credits and you can get 50% more credits or (up to Php 200).

extra grabpay credits

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Money matters

We finally found another nanny, let’s call her Yaya #3. She’s from Mindanao and she was referred to us by my SIL. I have to accept the reality that there will be no perfect yaya, just like this new one, she already committed some booboos in just a week.

Aside from discussing her duties as a yaya, we also tackled her salary issues. She already asked if she can get half of her salary to be left to her kids, I already agreed to that and I just talked to her how we will deduct her transportation fee and salary advances. In the end, she’s thankful that I gave her easy personal loans, I just hope that she’ll pay it back by taking care of Gwen. =)

Philhealth check arrived

I received my Philhealth check earlier after waiting for three months. I was not able to use my Philhealth benefit when I gave birth last December because the Philhealth form I had with me at the hospital was old. So reimbursement is my only option. The amount is just small, Php 2,500 , but any amount is very welcome especially now that Gwen has increasing needs. I’m just happy that I was able to acquire and use all the maternity benefits, from SSS and Philhealth.

One thing though is that my SSS ID hasn’t arrived yet, I applied for it the moment I got pregnant because our HR said it’s required. I already gave birth and still no SSS ID. When I called their office for follow-up, the person I talked to the other line said that they’re giving priority to those who needs to avail of social security disability first. Well, I already claimed my SSS Maternity benefit too so that’s the least of my worries.

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