Send money, pay bills, buy e-load, and do cashless transactions with PalawanPay

With the rise of e-wallets for different financial transactions, what makes PalawanPay the app of choice for millions of Filipinos nationwide?

Palawan-Pay

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Reasons why you should invest in fine gold jewelry

So you already have a savings account in a bank, an investment in stock market, or a real estate but still looking for other investments? If you go ask around, you might get plenty of answers to invest in gold jewelries. This is because historical data shows that gold prices increase over time. Gold is becoming valuable over time and will yield more monetary value than the money on your savings account.

If you want to diversify your portfolio and not put your eggs in one basket, then buying gold jewelries is a good option. But first do yourself a favor and assess your savings and investment before deciding whether investing in gold is worth it. I use SavingsCalculator.org to quickly calculate how much interest I will earn in a certain amount of time with the amount I have. It’s a great tool without having to recall your accountancy subjects in school.

gold kihei chain bracelet

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How to teach kids about money through games

Using games is a clever and fun way to teach kids about money. Nowadays, the earlier we teach kids about the value of money, how to earn it and how to save and grow their money, the better. Of course, we start with basic concepts that they can grasp. Simple addition and subtraction is a good start.

piggy bank

Good thing there are money games online that make money lessons for kids entertaining. After all, studies prove that kids learn through play and this also applies to financial education of kids. As parents, we should also guide our kids while playing. I also tried the games myself and here are our recommendations.

Top Money Games for Kids

Grocery Cashier

grocery cashier game

Kids love going to the grocery so kids will find this very entertaining. But for this Grocery Cashier game, it involves familiarization of numbers by typing the amounts in a virtual cash register. It teaches kids about subtraction and addition.

LEGO City Adventures Build And Protect

Lego games

LEGO City Adventures Build And Protect is for kids who are crazy about LEGO! And this is really a super fun game that even myself enjoyed playing it. If your kids love playing simulation games, then this is the game for them. They will construct buildings and basically run a city because kids also need to put out fires and stop burglaries. The money part… kids will learn that by building a city they can collect taxes which can be used to run and manage the city.

Stocks

stocks game

Stocks game is ideal for older kids if we want to teach them how to grow their money. I was already an adult when I learned about stocks. Had I known it earlier, I could have put some of my money to earn more interest. By introducing kids to stock market, we are teaching them in diversifying their money or investments and there are plenty of options for their money to grow.

Coffee Shop

coffee shop games

Aside from earning money through employment, we should also teach kids about starting their own business. This way, they can earn money and give chance to others to earn money by employing them in your own business. We chose this Coffee Shop game since our family loves going to coffee shops. This simulation game teaches kids about setting up their business, managing inventories and marketing skills.

I hope you find our top money games helpful in narrowing your choices. Our children will thank us later in their lives for teaching them about money skills that will soon be their weapon in life.

Reasons to invest in real estate amidst pandemic

The COVID-19 pandemic brought about losses to everyone’s lives. Many lost their loved ones, career, businesses, houses, and other properties because the economy not just here in the Philippines but all over the world plummeted. I, for one, have stock investments that really dropped and I realized, no businesses are safe during these times. Even the food industry, even if it’s a necessity, I can see a lot of restaurants closing down.

But now that the world is slowly adapting to the new normal and world’s economy is slowly picking up, is it safe now to invest? I asked this myself because if I have extra money, I won’t put it in a bank as savings. Because of high inflation rates, the money won’t grow and it won’t be considered an investment.

real estate investment during pandemic

Reading up on finance management sites, investing in real estate is the best choice. And if you’re thinking of buying a real estate investment, the time is now.

Real estate appreciates in value

Real estate appreciates in value over time. Now that prices are low because of the pandemic, as what financial gurus said, you should take advantage and buy low.

Lower prices and interest rates because of the pandemic

Because of the pandemic, a lot of real estate companies and banks are offering their properties at more competitive rates to attract more buyers. This is favorable for real estate buyers because lower interest rates means more purchasing power for your money. Who knows, you can now afford your dream house with the current rates banks are offering. You might want to use a mortgage calculator so that you can estimate your loans.

Real estate provides additional source of income

Owning a real estate gives you a tangible asset. With that, you can have additional source of passive income in the future. You can have it rented or sell at a higher price.

The pandemic taught us a lesson, that we must not put all our eggs in one basket. We should all be wise about money and diversify our investments and consider the risks involved not just the returns. Real estate is one type of investment that offers low risk and high returns.

How to minimize debt and stick to your budget

As a homemaker, managing the family’s finances is one difficult task especially when commodity prices keep increasing. There are a lot of financial management tips out there, it sounds so easy but in reality, when you’re looking at your family’s monthly budget, it is very difficult to allocate the funds based on your priorities.

how to minimize debt

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ShopeePay Offers Users Free and Real Time Transfers for a More Convenient Cashless Payment Experience

ShopeePay, Shopee’s integrated mobile wallet, continues to make financial services more accessible and convenient for Filipinos. The e-wallet offers free and real time transfers, on top of other free services, to enable easier and more seamless digital transactions.

Shopeepay instapay

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