How to minimize debt and stick to your budget

As a homemaker, managing the family’s finances is one difficult task especially when commodity prices keep increasing. There are a lot of financial management tips out there, it sounds so easy but in reality, when you’re looking at your family’s monthly budget, it is very difficult to allocate the funds based on your priorities.

how to minimize debt

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ShopeePay Offers Users Free and Real Time Transfers for a More Convenient Cashless Payment Experience

ShopeePay, Shopee’s integrated mobile wallet, continues to make financial services more accessible and convenient for Filipinos. The e-wallet offers free and real time transfers, on top of other free services, to enable easier and more seamless digital transactions.

Shopeepay instapay

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How to File Your Taxes as Newlyweds

You’ve just gotten married. Life is wonderful. Perhaps your honeymoon involved climbing glaciers in Iceland or maybe you went island hopping in the Philippines, and now you’re just settling into life as newlyweds. Things start to simmer, you find your rhythm, and you’ve accomplished what many people consider to be the ultimate success; creating a family.

Now that your first year together is ending, the tax season is upon you. You’ve heard that people sometimes get married simply for ‘tax purposes’ and you’re wondering exactly what those are, or what the process is like when you’re just married. Wonder no more, lovebirds—we’ll answer those questions below.

How to file your taxes as newlyweds

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Things to consider about Binary options

When looking at the topic of Binary options, you will want to make sure that you keep a few things in mind before you commit to this form of trading. Having all of the needed information beforehand will be very important especially if you are a first-time investor. Taking this topic seriously is something that you need to make sure that you do in order to get the best results and not lose a lot of money in the process. Binary options trading is a very popular method for people to use in their day to day trading as opposed to other typical forms of trading.

binary options

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I won’t make the money mistake my father made

Since last Sunday was Father’s Day, I just want to share what I learned from my father or from his mistake on how he handled his money. Papa was a seafarer, he was the main man in the engine department. With his position, a lot of our relatives and family friends thought that we have a lot of money. Sure, Papa and Nanay have acquired some properties in the province, jewelries, and have some money in the bank. But are these enough to support them throughout their retirement?

Unfortunately not. The interest in the bank is very small that when you factor in inflation, lugi ka pa. I can’t blame my father though because a lot of their investments were just simply offered to them by relatives and friends. They bought them out of goodwill and pakikisama not thinking of the market value in the future.

Philam funds

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Load up and get up to Php 200 GrabPay credits

We always use Grab or Uber once a week when it’s coding or when I go to events. I book with Uber or Grab, whichever gives the lowest rate. But here’s one good deal from Grab. Load up your GrabPay credits and you can get 50% more credits or (up to Php 200).

extra grabpay credits

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